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Being laid-back with money will cost you £1,631.16 a year, study finds
Being laid-back with money will cost you £1,631.16 a year, study finds,Brits who are savvy with money can save up to £2,473.08 a year - compared to just £841.92 a year for those who have a more laid-back attitude

Being laid-back with money will cost you £1,631.16 a year, study finds

Having a very laid-back attitude to money costs you £1,631.16 per year, research has revealed.

Brits who are very savvy with their cash put away £206.09 per month – or £2,473.08 a year, according to a poll of 2,000 adults.

But those who claim they are very laid-back only put away £70.16 per month – or £841.92 a year.

When it comes to spending money on “nice to haves”, savvy people drop £77.52 per month – compared to laid-back people who fork out almost double, at £134.28 a month.

This equates to £930.24 and £1,611.36 a year, respectively – meaning savvy people spend £681.12 a year less on non-essentials compared to those with a more relaxed personality.

Professor Adrian Furnham, an organisational and applied psychologist, outlined four broad character traits which many people fall into when it comes to finances.

Among the personality types are the “Savvy Saver”, “Power Player”, “Hopeless Romantic”, and the “Splash the Casher”.

Brits who are savvy with their savings can put away almost £2,500 a year - while those who are more laid-back save just £840
Brits who are savvy with their savings can put away almost £2,500 a year – while those who are more laid-back save just £840 (Image: Peter Dazeley/Getty Images)